That news article on www.gmanews.tv that appeared on December 6, 2010 entitled "Aquino Sets Up P1-Billion Loan Program For Returning OFWs" as posted in this site in toto from http://www.gmanews.tv/story/207642/aquino-sets-up-p1-billion-loan-program-for-returning-ofws draw mixed reactions from gmanews.tv's online readers, me included.
And again, with my courtesies to the GMA Network and with their indulgence, may I quote herein some of those varied reactions as follows, arranged chronologically from the earliest to the latest, just be patient to scroll down because this is kind of long. I intended not to indicate the virtual name of the person who made these comments to avoid imputing any unnecessary bias:
And again, with my courtesies to the GMA Network and with their indulgence, may I quote herein some of those varied reactions as follows, arranged chronologically from the earliest to the latest, just be patient to scroll down because this is kind of long. I intended not to indicate the virtual name of the person who made these comments to avoid imputing any unnecessary bias:
>>> patawa naman yang 15,000 pesos na loan. ano magagawa nyan??
>>> Anak ng Magsasaka, anu mangyayari dun sa 15,000 anung negosyo pwede dun, Haayysss,,, Stay na lang kami sa abroad at least sigurado kinabukasan ng family nmin...
>>> Ginoong pinoy ung pinapadala ko po dyan sa pilipinas 20k mahigit per month eh kinukulang pa rin poh... tapos gusto nyo pong hikayatin ung mga ofw na magstay dyan sa pilipinas sa halagang 15,000.... tsk tsk..di kaya mamatay sa gutom ung pamilya namin dyan?...Nakakatawa naman si Dimzon... 15,000 for ofw....it's really an incentive for them to stay.....hay naku!!!
>>> Where is the good mind of Carmelita Dimzon. Remember if not of OFW you will not be sitted in your office, receiving your monthly salary. If you are reasonably with sound mind, you should think twice to tell us of P15,000.00 loan. Ano ang magawa ng perang iyan.
>>> pwede na dyan an 1 kariton na fishball sa P15,00.00 na yan. kung ibang business papasukan ng P15k na yan, bka kulang pa yan pambayad sa mga documents + kikilan pa ng mga gov't officials...kawawa nman mga BAYAING OFW....hahaha
>>> mabuti pa an mga TONGRESSMAN, walang ginawa kundi mangurakot sa pera ng BAYAN... dinagdagan pa uli an kanilang FEEDS (PORK BARREL).
>>> Loan? 15000 pesos for a small business??? Kariton ng fishball magkano na, say 7000, puhunan mo magkano na lang. Bayad ka may tubo pa. Paki-explain naman...
>>> 15k? please. this 1B is bound to disappear in thin air if used this way.
>>> AY BARYA LA-ANG!!!??? Mr. President, thank you sa proposal mo na 1B pesos loan...pero parang napakaliit naman yan para sa mga OFWs... Lahat kami kung may pagkakataon makaavail ng loan ay gusto namin...Medyo mahiya naman kayo.. Ang ina ankat namin na $ para sa Pinas ay umaabot sa $ 21B kada taon ( 913B Pesos). Di ba parang barya lang yan? kahit sana mga 20% lang dyan allotted for loan sa OFWs total babayaran naman yan...Ano sa palagay nyo sa OFWs pulobi? Binibigyan nyo million million na pork barrel ang mga "Tongressman" kami na mga nagapakahirap sa abroad barya la-ang? Ano ba yan? Ano pang model OFW ang kailangan nyo, Lahat kami dito ay model..dapat ay bigyan pantay-pantay!!! Di namin kailangan ang pakulo na yan...Kailangan comprehensive benefits para makaahon ang mga OFW....Alam namin na ang nasa government takot na mawala ang OFWs sa abroad, para kahit palpak ang pamamalakad ng government meron pa rin "milking cows" na pagkukunan... KUNG MAGAPPLY NG LOAN LAHAT ANG MGA 1.3M NA OFWs...it means 1.0B divided by 1.3M...EQUALS 770 PESOS EACH...HAHAHA HOY PNOY, THINK BIG!!! ... NAKAKAHIYA ANG PROGRAMA MO SA MGA OFW!!!
>>> here we go again, another costly trial and error program and it is going to cost 1 billion pesos. when will this government ever learn on what should be really done. the government should look into improving the condition of those who are in the philippines. they should look into why filipinos are leaving the country to work outside. the value of the peso is appreciating but does the citizens of the country benefit from this - the answer is NO. as a matter a fact prices of commodities are just becoming higher and higher. basically citizens both in and out of the country are not benefiting from this. who is the beneficiary from this, the government and the businesses. the government should stop making all of this temporary solutions (such as giving this 1 billion pesos for the ofw) and come up with a much more long term solution so that ofw's will be encouraged to go home and live in the philippines. let us be more realistic, what is 15,000 pesos going to start with? whereas there are people who have even invested millions of pesos in business that later did not succeed because large businesses eat up their market. the government does not have programs that protect small entrepreneurs, as they say "the small fish will just be eaten up by the bigger fish".
>>> This is a risky business, before going any further, launch a massive training campaign for returning OFW's. Kahit wala pa itong program na ito marami ng OFW ang nag attempt to venture into business but end up in a failure. So eventually bumalik sa abroad si kawawang OFW to start all over again. sympre para maka hiram dyan sa program na yan kailangan ng collateral. I dont agree with this. Kung ako sa inyo open up opportunities for OFW's like franchising, UV express services, poultry and livestock and lots more. I monitor yung start up while teaching them to to become successful entrepreneurs. Pls keep in mind that OFW's are employee oriented and not business oriented. Kung business oriented yang mga yan dapat hindi na cla nag abroad.
>>> 1 billion!! BARYA!!!.. ibubulsa pa ng iba yan.
>>> lumang tugtugin na ang mga pautang na yan. ang makinabang na naman ang mga may kakilala sa owwa.
>>> Surely, this is another strategy by the concerned government organization such as OWWA/DOLE to justify any upcoming force contribution. I have been an OFW (OCW) for several years already since 1982. Let's be on guard for this new tactic especially this Administration which is questionable on its operation.
>>> hello!!! you think P15.000.00 is enough to put up a business? put your self to our position we want to go back to our own country to spent time to our family but since there is no good job in our country and if ever there is the salary is not enough for normal life. your in the government think of your proposal......
>>> Mr President don't just wait that investors will come to the Philippines and invest. The Gov't and LGU should invest more on infrastructures to create job and business opportunities; education and skills development to give opportunities for all Filipinos to get a descent job; and improved peace and order. Mr President planned beyond your 6 yr term. Think long term. You are just protecting your approval rating if that's the way you think. Now, i begin to doubt with your plans... here and there what I hear from you are short term plans - OFW LOANS, CCT. Are you kidding us Filipinos? Reach out to Visayas and Mindanao, just to remind you that they part of the Philippines. I hope this comment will have your attention.
>>> ... ha??? 15,000 pesos for an individual loan! saan iyang makakarating? anong klaseng negosyo ang pwede mong isabak sa puhunan na iyan - pagproprocess mo pa lang ng loan ay ubos na ang 15k na iyan! pagluwas mo pa lang sa Manila bawas na kaagad ang 15k!!! ... hey pnoy, be realistic naman!!!
>>> This article shows how out of touch Noynoy is with reality. The amount of 15k is too small for any business. A returning OFW already has more than that measly amount to star a business. 500k for a cooperative is unworkable since OFWs coming home are individuals looking for business ventures on their own. But what can you expect from Noynoy who has never held on to a job. Who has never been independent nor has left his mother's house. Most likely has never thought about paying any household bills since he was born as these were taken cared of by his mother. In short walang alam si Noynoy sa buhay.
>>> Ano 15K pag individual at 500K pag cooperative? Paglakad mo lang ng papeles mo ubos na iyang 15K. Huwag na kayong magpautang kung ganyan rin lang ang tingin nyo sa mga tao. Mga nasa posisyon sa govt. ang uutang nyan at gagamiten ang pangalan ng OFW, sino ngayon ang makikinabang? Puro pakitang tao talaga ang mga lider natin, mga hipokrito. Magsilbi kayo ng totoo hindi yung may lihim kayong plano. Never talagang aasenso ang Pinas sa ganitong kalakaran. Never in a million lifetime.
>>> If OFWs will unite their money to create businesses, that's far better than asking for loans. This happens in Taiwan, Korea, Japan, or China because they have foresights but never in PHL. Also their leaders will never offer loans like this 15K, they knew what's realistic & what's not. This loan program will only become a scheme to satisfy those who has an evil plan. Then why make programs like this when it's clear it will not really serve the OFWs? This clearly shows the kind of leaders we have so let's stop being proud of ourselves when comparing with others.
>>> Ang galing, abnoy na abnoy talaga ang thinking. Tinannggal ang mga importanteng subsidy, para may maipalmon sa tongresista at sa mga ampon ni porky at ngayon naman isang raket na naman pati mga OFW gagamitin. tsk tsk tsk
>>> Another CFC yan, di Couple for Christ ha, kungdi Center for Corruption. Tulad ng CCT ni porky dinky at pork barrel ng mga tongresista.
>>> maam carmelita Dimzon can you please tell me what kind of decent business the OFW can established with P15,000? maawa naman po kayo sa mga OFW natin you know and I P15,000 capital is not going anywhere for them to have a decent living....masabi lang na mayroong programa pero ang programa bulok... kung tutulong po kayo ilagay ninyo ang sarili ninyo sa kanilang kalagayan at para maramdaman ninyo na hindi sapat ang iniisip ninyo....
>>> sa mga OFW, ipunin na lang natin ng maayos ang ating pinag hirapan dito sa ibang bansa at gamitin sa tamang paraan, wag na tayong umasa sa gobyerno na wala namang naitutulong sa mga gaya natin. Magaling lang naman ang gobyerno pagdating sa remittance na pinadadala natin eh. Magaling lang naman sila sa usapin pagdating sa pera pero sa kapakanan ng mga OFW wala tayong maasahan. Kung gustong makatulong ng gobyerno sa taong bayan, create jobs so Filipinos won't leave the country (which is suntok sa buwan).
>>> This is no other than wasting the money and time only. For individual can borrow only P15,000? what is P15,000? ano sa palagay niyo klaseng business na pwede ipatayo sa 15,000? Payo ko sa mga kababayan kung Filipino, wag kayo umasa kahit kanino or sa gobyerno natin, "Mag ipon kayo!" "Magtago kayo ng sweldo nyo!" "Wag nyo padala lahat ang sweldo nyo sa pamilya!", isipin niyo ang buhay niyo pag bumalik na kayo ng pinas! Wag madala sa mga USO na cellphone, laptop or kung ano ano pang bagay, every sweldo may binibili, BILHIN NYO LANG KUNG ANO KELANGAN NYO! sabi pa ni Ophra Winfrey "BUY WHAT YOU NEED NOT WHAT YOU WANT". Difference of NEED and WANT: NEED = ung mga kelangan mo lang sa buhay, tulad ng pagkain or ano man bagay na kelangan mo sa trabaho. WANT = Ang dami natin gusto, hindi maubos ubos. lahat gusto natin. Salamat!
Now, after reading these comments what do you feel? What do you think? What is your reaction to the President's and his people's effort of coming up with this P1-B seed money for returning OFWs? You are free to post your comments below so your ideas can be "heared" too by others (maybe the appropriate word there is "read"). Or if you don't want your personal reaction be published here for everyone to see, you can send it privately to me by email HERE.
But on hindsight, I don't think the above comments are really intended to discredit the President nor to totally condemn the idea and the efforts of the Government.
The people in Government who are behind this idea should learn to read between the lines, because as I see it, the real and loud message here is not really of condemnation but our OFWs are just expressing their desperation for good leadership because they have been fed up by all those government programs in the past which initially looked like heavy with genuine intentions to address the needs of our OFWs and their longings to find favorable economic opportunities, sustainability and stability in the country but were later on shortchanged again and again because those government programs always ended up being used by those in government just to gain good points from people for their ambitious political ends.
The real message here is they appreciate the effort but they don't think that it is enough as it looks like just a paltry of what the OFWs have done to keep our economy afloat despite the lingering global financial crisis. So I hope that this P1-B Fund is just an initial seed money which can be increased accordingly as the demand comes in.
I believe the present Government can always do better because they are sensitive to public clamor, and I believe that the President is serious to fulfill his dreams and aspirations for a better Philippines, especially when he said: "Kayo ang Boss ko" and "Pag walang Corrupt, walang Mahirap!".
So Mr. President, take them as guiding comments and directives from your Boss. The Boss just want you to deliver, and they know you can do it and you will do it - it's just that the Boss wants you to do it and deliver now because they have been left desperate for the last 9 years! That is the real message here.
Postscript: The same online news article and the above online comments have at the same time generated some positive reactions and creative business ideas that will surely benefit our OFWs once these are in place. One of these ideas is to put up an OFW BANK. This idea is not totally new because as early as 2001, based from what I have gathered so far from online news archives, there had been attempts by some groups to put up an OFW BANK, but they have not totally succeeded because the contribution per individual is quite high (at $20,000!) and the original incorporators were not widely known individuals although I assume they might have strong personal integrity too, but the issues that worked against them was aside from being unknowns, they also already solicited and collected money from OFWs, which is totally opposite to the ideas being espoused here. More articles will be published here along that line.
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